One of the main things I’m trying to do at the moment is save some money. We currently don’t have a great emergency fund, and that’s something I really want to change. One big thing that came up this past month was the car insurance renewal, and I decided it was time to shop around to see if I could find something cheaper. The only problem was that changing looked like it was going to mean paying a deposit upfront, and we really don’t have that kind of money lying around now. Luckily, my wife – always the brains of the operation! – suggested seeing if we could find some very cheap car insurance with no deposit. It means paying slightly more per month, but avoiding that initial fee meant we could put a nice couple of hundred in the savings account for future use. I’m thinking of having a look at our energy bills next.
Other than that, it’s mostly been a case of cutting unnecessary expenses where we can – I’ve started taking a packed lunch into work with me, and my wife has just bought a cafetière in an attempt to stop buying Starbucks! We’ve also changed our daughter’s car insurance plan – it was a bit trickier to find something with no deposit, but after some juggling around, we think we’ve got something that works out. We also took the opportunity to involve her in the shopping process (again, on my wife’s suggestion). It’s easy to forget that these things aren’t taught in schools, so I went through all the pros and cons of the different plans with her, and how to work out the best option. I want to avoid making too big a deal out of our attempts to save money so we don’t worry her, but I figure showing her how to get the best deal is useful.
So that’s been our big saving of the month – we’re starting to keep an expenses sheet (color coded!) to work out what we might be able to lower or get rid of next month. I’ve already got a couple of ideas of what to be on the lookout for, but it’ll be interesting to keep an eye on the things we don’t expect.
–Below is a blog post by a traveling American. Don’t worry it isn’t as scary as he describers 🙂 —
I’ve mentioned before. Many times. To anyone who will listen. That the drivers in Dubrovnik are literally the worst drivers in existence. And I don’t know how companies can afford to offer full coverage car insurance!
When I lived in Croatia, I didn’t drive. Because I value my life. So I had to take taxis everywhere. Turns out, taxis are not safer. In fact, I probably would have been safer had I bought a car, closed my eyes and just hoped for the best.
Let me start with getting into the taxi. Usually, when you get into a cab you tell the driver where you want to go. Because I couldn’t use the tones properly, this was out of the question for me. So I carried a list of addresses written in Croatian on my phone to show the drivers.
The idea was that they would look at the screen, know where to go, and drive there. And it works. As long you find the one taxi driver in Croatia who possesses the gift of sight. The first alarming thing that will happen, is that the driver will take your phone. Squint at the screen. Give up and take a pair of glasses out of the glove compartment. Read the address. Nod. And then take the glasses off and begin to drive!
The second alarming thing that can happen, is that you’ll notice a screen by the rear-view mirror. You will assume it shows the view of the road behind the driver. It won’t. It will be showing the road right in front of you, only slightly zoomed in, so that the driver can see what’s happening. Excellent.
And it only gets more fun when all of these blind drivers get together and unnervingly swerve in front of each other at high speed. Honestly, if you’re ever in Croatia and fancy the adrenaline rush and fear that comes with extreme sports, but without the price tag and annoying safety features, just take a cab!
Pro tip if you’re looking for car insurance near you check this out: http://www.autoinsurancemonkey.com/car-insurance-near-me/
Hello, my name is Igor. I live in the beautiful city of Dubrovnik. You may know if thanks to game of thrones! Well there’s more to this city than what game of thrones portrays and I’m here to show you.
This website is a travel guide on what to see and do in Dubrovnik. I hope you’ll love this city as much as I do.
Dubrovnik event calendar
Things to do and see in Dubrovnik